Tag Archives: buyer

Choosing a Sapphire Home Inspector with the Right Stuff

Home inspectionThe importance of hiring a reliable home inspection is one of the bedrock principles every home buyer reads and hears about from all quarters. Any Realtor® worthy of the name will be able to recommend a Sapphire home inspector with the kind of strong credentials that establish the validity of his or her report—it’s part of the full service a real estate professional brings to the process of buying a home.
The object of the inspection is, of course, to prevent the unexpected: repair bills that might otherwise go undetected until after the purchase. A good inspector finds problems before you close on a property. Although a home inspector’s fee may require an investment of a few hundred dollars, it’s certainly better than spending tens of thousands down the road.

A thorough inspection and the report that follows are what you are looking for—what earns a new home buyer peace of mind. And choosing the right candidate isn’t difficult, as long as you are willing to follow a few common sense procedures. For instance, the written inspection report is an important part of the process, yet some inspectors wind up sending only a checklist. The best ones accompany that with their more detailed written observations. Before you commit, ask the candidate if you can see a sample of the kind of report that will be prepared.

It’s a very good idea for you to be present when the inspection is made—it’s a one-time chance to see for yourself some of the workings of the property from a professional’s point of view. A good inspector may suggest it…and certainly will not object when you invite yourself to the party. If he or she objects, my advice is to find someone else.

As with any other expert, check the candidate’s reputation online. The Better Business Bureau website, Angie’s List, Yelp, and all the other websites that post continuing reviews of professional service providers can supply good feedback. But again, be thorough: watch out for ‘paid’ ratings; check more than one source; and if a complaint is registered, be sure to bring it up when interviewing an otherwise-qualified candidate.

Home inspectors who are strongly tied to the Sapphire business community, or who are involved in national-level home inspector organizations, have their reputations on the line with every inspection. These inspectors may provide higher quality service than others, and although choosing a leading Sapphire home inspector may wind up costing a few dollars more, when you’re about to invest hundreds of thousands of dollars in a home, paying a bit extra is usually money well spent.

Whenever my clients ask for advice in choosing a home inspector in Sapphire, I supply a choice of several, along with what I have heard from other clients who have used them recently. It’s part of the service I’m pleased to offer—and another good reason to give me a call!

Minding Basics: Super Bowl Clichés that Help Home Buyers

2-4-superbowlHighlands home buyers may not have been watching the Patriots’ squeaker victory in Sunday’s Super Bowl for the purpose of learning something about real estate, but at least one useful piece of wisdom did become evident: the enduring value of minding the fundamentals. Despite the harrowing last 20 seconds, when the power of Seattle seemed sure to win the day, New England had confidence that their team was steeped in the fundamentals. Elaborate plays or complicated strategies didn’t seem important.

In the world of real estate, too, Highlands home buyers also benefit once some basic elements are in place. They aren’t secret or trick plays, either—they’re quite straightforward and well known. But overlooking them makes for a flawed game plan:

  1. Establish the playing field. We learned from the subprime mortgage mess that it can be a mistake for home buyers to rely on anyone else—even lenders—to determine their ultimate bottom line. The amount home buyers can safely afford is a matter of sitting down and adding up all the monthly expenditures, being sure to include once- or twice-a-year expenses like auto insurance. Once home buyers have determined an affordable monthly mortgage payment, they know their target home’s price range.
  2. After determining how much house they can safely afford, the next fundamental is to secure pre-financing. Highlands home buyers who have taken the trouble to have a pre-approval in place demonstrate to lenders, sellers, and everyone involved that their game plan is one to be taken seriously. It’s an early step that sets home buyers up for success.
  3. With those basics in place, it’s just about time to start the all-important search for that next home. All home buyers need now is to put one more fundamental in place by teaming with an experienced Highlands real estate agent. Unearthing the most suitable home is a process that should involve identifying all eligible Highlands properties—and not wasting time on those that don’t measure up. Recruiting a knowledgeable local Realtor® is the most fundamentally sound way to efficiently comb Highlands’s relevant properties (and sometimes even a few that might not yet be listed!).

Most people haven’t had the benefit of real estate training, and yet the quality of the search for their next home will in many ways determine much of their family’s future well-being. I do my best to ensure that my clients benefit from a well-grounded game plan. I hope you’ll give me a call if you are preparing to search for your next home!